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These require the individual to put up a home as collateral and the loan to be less than the equity available.
However, loan rehabilitation provides certain benefits that are not available through loan consolidation.
A Consumer can approach them for debt help, and make only one monthly payment to them.
This payment will then be disbursed, by these companies, among the various creditors, the consumer is indebted to.
These loans, often unsecured, are based on the personal relationship rather than collateral.
In United States, there are certain companies and private law firms, addressed as debt relief companies and/or debt consolidation companies, that provide professional debt consolidation services.
That cell of the table has now been corrected to indicate that loan consolidation will not result in removal of the record of default from the borrower’s credit history.